Dear customer, the accrual structure has been modified wuth effect from 1st September. Please refer the below tables for the new program structure

UCO BANK presents UCOBank Rewardz, a loyalty program for all valued customers. Now earn UCO Points every time you pay using your UCO BANK Debit Card, withdraw cash from a UCO BANK ATM and use UCO E BANKING for payments.

As a UCO BANK Account holder, you’re auto-enrolled in this program and have been earning UCO Points for all your swipes. However, to activate your UCOBank Rewardz account and start redeeming your UCO Points, Register Now

How to Earn & Redeem

To earn UCO Points, you can spend towards shopping, dining, watching movies, paying bills and more with your Debit Card and UCO E BANKING account. The program awards 1 UCO Point for every Rs. 200 spent using your Debit Card. Also, earn UCO Points for withdrawing cash from a UCO BANK ATM.

UCO BANK ATM Withdrawals

Earn UCO Points based on the amount withdrawn from an ATM owned by UCO BANK.

Amount withdrawn

UCO Points Earned

Up to Rs. 5,000

3 UCO Points/Rs. 1,000

Rs. 5,001 and above

(Up to Rs. 5,000) 3 UCO Points/Rs. 1,000 + 1 UCO Points/Additional Rs. 1,000

UCO Savings

Earn UCO Points for online payments made using UCO E BANKING.


UCO Points Earned

Self-Registration of UCO E BANKING (through the bank’s website)

50 UCO Points

Net & Mobile Banking Payments (Excluding income tax payments & Intra or Inter Bank transfers)

1 UCO Point/Rs. 300

Setting Auto-Debit for UCO Home Loan, Car Loan,  Education Loan, Cash Loan,  Gold Loan,  Property Loan,  Shopper Loan,  Two-wheeler Loan,  CA Loan

50 Points each

Online Opening of Current Account/Savings Account

50 Points each

Redeem your accumulated Reward Points on a wide range of products across categories such as apparel, electronics, jewellery, home décor, kitchen appliances and services such as movie tickets, air tickets, mobile/DTH recharge, exclusive gift vouchers & more.

Accelerate your Earnings

Accelerate earning UCO Points by availing special offers at Max Get More partner outlets. This will ensure that you don’t just collect but also multiply your rewards while purchasing at these outlets. To check out the list of Max Get More partner outlets, please click here.

UCOBank Rewardz Membership

As a UCO BANK Account holder, you’re auto-enrolled as a member on UCOBank Rewardz. However, to view your UCO Points and redeem them, you have to activate your account. To activate your account, go to the ‘First Time User’ option. Provide your UCO BANK Debit Card number or customer ID, enter one-time-password (OTP) received on your registered mobile number, verify personal details and start redeeming.

UCO Points Balance

To view your UCO Points Balance, Sign In to your UCOBank Rewardz account and the “My Account” page will display your available UCO Points

Contact UCOBank Rewardz customer care at 1800-419-4252 (Operational Days & Hours: Monday to Saturday, 8 AM to 8 PM)

Redemption options

Redeem your UCO Points for a host of exciting products and services:

  • Air tickets
  • Movie tickets
  • Bus tickets
  • Mobile/DTH Recharge
  • Hotel bookings
  • Products (Electronics, Home, Decor, Jewellery, Sports, Fitness and more!)

So go ahead and earn your Reward Points, be it on your regular transactions or on those occasional ones.

For More Information on the Program, please refer to FAQs.